Terms and Conditions

Effective Date: 2026-03-18

1. Acceptance of Terms

By accessing and using https://insuretrust.ca (“Website”), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this Website.

This Website is owned and operated by Mahtab Fardkakaie.

2. Purpose of the Website

The content on this Website is provided for general informational purposes only and relates to insurance products and financial protection strategies in Canada.

Nothing on this Website constitutes:

Financial advice

Legal advice

Tax advice

A binding insurance offer or contract

You should consult a licensed advisor before making any financial decisions.

3. No Guarantee of Coverage or Approval

Submitting information through this Website does not guarantee:

Insurance approval

Specific coverage

Premium rates

All applications are subject to underwriting by licensed insurance carriers.

4. Eligibility

You must be at least 18 years old and legally capable of entering into agreements to use this Website or submit information.

5. User Responsibilities

By using this Website, you agree that:

All information you provide is accurate and truthful

You will not submit misleading or fraudulent information

You will not misuse the Website or attempt unauthorized access

6. Intellectual Property

All content on this Website, including but not limited to:

Text

Graphics

Logos

Design

Layout

is the property of InsureTrust unless otherwise stated and is protected by applicable copyright and intellectual property laws.

You may not reproduce, distribute, or use content without written permission.

7. Third-Party Services and Links

This Website may include links or integrations with third-party services such as:

Insurance carriers

Booking systems

CRM platforms

Analytics tools

We are not responsible for the content, policies, or practices of third-party websites or services.

8. Limitation of Liability

To the fullest extent permitted by law:

InsureTrust and Mahtab Fardkakaie shall not be liable for any:

Direct or indirect damages

Loss of income or profits

Business interruption

Data loss

arising from:

Use or inability to use the Website

Reliance on Website content

Errors or omissions

9. No Professional Relationship

Use of this Website does not create a client, advisor, or fiduciary relationship.

A formal relationship is only established after:

Proper consultation

Application submission

Acceptance by an insurance provider

10. Privacy

Your use of this Website is also governed by our Privacy Policy.

11. Electronic Communication Consent

By submitting your information through this Website, you consent to being contacted via:

Email

Phone

SMS (where applicable)

for the purpose of:

Responding to inquiries

Providing insurance-related information

Scheduling consultations

You may opt out at any time.

12. Compliance with Canadian Regulations

Insurance products and services referenced on this Website are subject to:

Provincial licensing requirements

Regulatory oversight

Availability based on eligibility and location

13. Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice.

Your continued use of the Website constitutes acceptance of the updated Terms.

14. Governing Law

These Terms and Conditions are governed by the laws of the Province of British Columbia, Canada, and applicable federal laws.

15. Contact Information

If you have any questions regarding these Terms and Conditions, please contact:

Mahtab Fardkakaie
📧 [email protected]

16. Marketing Disclaimer

Any examples, scenarios, or illustrations presented on this Website are for demonstration purposes only and do not guarantee future results.

17. No Obligation

Submitting your information does not obligate you to purchase any insurance product.

✅ High-converting but compliant ad copy (insurance-safe)